Between the desire to create your company and the big leap into entrepreneurship, many fears sometimes come to curb your enthusiasm as apprentice entrepreneurs. In particular the fear of not knowing how to manage all the obligations and administrative procedures incumbent on the creator of a VSE or an SME.
However, the French.es have never undertaken so much as in recent years. Nearly a million companies (995,900 to be exact) were born in 2021, according to INSEE. That is 20% more than in 2020, an already record year despite the decline linked to the first confinement. This is proof of an economic dynamism and a desire to undertake that are not weakening, despite the health crisis.
“A bank account that does more”
Hence the wish of Nicolas Reboud and Raphaël Simon, the founders of Shine, to support entrepreneurs and make it easier for them to create a business as well as day-to-day procedures.
In addition to supporting you in the first steps of your business, fintech also offers a range of services to help you manage your VSE or SME. Because Shine is above all "a bank account that does more" thanks to a complete, simple and secure online tool.
Available on smartphone, tablet or computer, its intuitive interface offers advanced and adapted features such as group transfers, real-time business expense notifications, business card settings, etc.
Lighten your mental load
To help you, future entrepreneurs, overcome your reluctance and launch your business, Shine, created in 2018 and acquired in 2020 by Société Générale, offers you an “all-in-one” solution. It consists of a 100% online professional current account on the one hand, and administrative support on the other.
It is therefore also a reduction in the mental load associated with the management of daily life that this comprehensive service intends to offer you. Valuable help at a time when the risk of burnout among business leaders is reaching record highs.
According to a national survey, carried out in January and February 2021 by the Amarok Observatory, among a thousand entrepreneurs, the percentage of SME managers threatened with burnout reached 10.41%, against 1.75% before the health crisis. The mental space and time that you free up, thanks to the administrative support of Shine, can be fully devoted to the heart of activity of your company as well as its development.
Get help to create
The creation of a company is a journey punctuated by stages to remember, to understand, and finally, to cross. Among them, the deposit of capital, an essential step when creating a company of the EURL, SARL, SASU or SAS type. The Shine professional account, accessible from a smartphone, tablet or on the web, allows you to make this deposit in complete security.
The fintech then takes care of all the steps essential to the creation of a company, such as the drafting of the statutes, registration, publication of the legal notice and obtaining the KBis.
Manage daily life more easily
Once your business is launched, Shine also offers a set of administrative, accounting and banking services specially designed for you.
Whether you are its founder, its founder, its or its manager, the Shine solution makes it easier for you to manage your company's expenses. From the site or the mobile app, you can manage your business cards and their settings in just a few clicks. Track your spending in real time with instant notifications and make up to 100 transfers at once.
Shine also allows you to store receipts and proofs of the various transactions and to program the sending of an automatic accounting export by email at the end of the month. Finally, you benefit from a service for editing invoices and reminder notifications for administrative deadlines.
These features are also aimed at the self-employed. Micro-entrepreneurs can feel overwhelmed by the many steps to be taken alone, in addition to their main activity. Shine accompanies them by offering them, in particular, a reminder of administrative deadlines, a service for monitoring and editing invoices, and an evaluation of charges in real time to provide them with visibility.
Attention teaser! Shine is working to enrich its banking offer to cover all the needs of pros and VSEs: it will soon be possible to deposit cash into your pro account. Shine also prepares a simplified solution for managing your company's expenses.